Financing your business is much easier than you think! We have designed our business loans and lines of credit tailored for every type of business.

Lines of Credit
Equipment Term Loans
Commercial Real Estate Term Loans
Small Business Administraiton (SBA) Loans
Construction Loans

Lines of Credit
We offer a number of options to help your business cash flow, when you need it.

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Business Revolving Lines of Credit
First National BankSM offers account and inventory financing to businesses. The primary source of repayment for this type of loan is the conversion of the accounts and/or inventory to cash.

For more detailed information on rates, terms, collateral options and additional services, please visit with any one of our commercial lending teams.

First National BusinessLine
First National BankSM offers a revolving line of credit in a maximum amount of $100,000 for business working capital and operating expenses. Simply write a check from your business checking account and you'll automatically have the funds you need.

Business Overdraft Protection
First National BankSM offers an overdraft loan protection to its business checking customers desiring such protection. This line is tied directly to business checking account

To begin your application process for any of the above products, complete the forms below and make an appointment to meet with one of our lenders at the numbers listed below:

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Equipment Term Loans
First National BankSM offers term loans with a variety of collateral options to companies or individuals that have demonstrated or projected cash flow to service the debt.

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Commercial Real Estate Term Loans
First National BankSM offers real estate term loans for the purpose of purchasing or refinancing eligible property types for owner-occupied properties including unimproved property, and selectively, for professional real estate investors exhibiting financial strength and liquidity.

Apply:

Contact a Lender

To begin your application process for any of the above products, complete the forms below and make an appointment to meet with one of our lenders at the numbers listed below:

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Small Business Administration (SBA) Loans
Small Business Administration Loans are extended by the bank with the guarantee of the federal government. This type of loan enables your business to obtain secured financing when conventional collateral might not be adequate. First National BankSM , as a Preferred SBA Lender, may be able to approve your SBA loan right here at our bank.

Apply:

Contact a lender below for more information on a business loan. Please do not send sensitive financial information via e-mail. Thank you.

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Stan Nielsen
President
120 N State Street
Morgan, UT 84050
801-829-3402

snielsen@morgan1st.com

David Alexander
Ex Vice President
120 North State Street
Morgan,UT 84050
801-829-3402

dalexander@morgan1st.com

Lars Birkeland
Loan Officer
5015 W Old Hwy Rd
Mountain Green, UT 84050
801-876-3442

lbirkeland@morgan1st.com

Brody Mecham
Loan Officer
120 N State St
Morgan, UT 84050
801-829-3402

bmecham@morgan1st.com

 

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Member FDIC | Equal Housing Lender