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Financing your business is much easier than you think! We have designed our business loans and lines of credit tailored for every type of business.
| Lines of Credit |
| Equipment Term Loans |
| Commercial Real Estate Term Loans |
| Small Business Administraiton (SBA) Loans |
| Construction Loans |
Lines of Credit
We offer a number of options to help your business cash flow, when you need it.
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Business Revolving Lines of Credit
First National BankSM offers account and inventory financing to businesses. The primary source of repayment for this type of loan is the conversion of the accounts and/or inventory to cash.
For more detailed information on rates, terms, collateral options and additional services, please visit with any one of our commercial lending teams.
First National BusinessLine
First National BankSM offers a revolving line of credit in a maximum amount of $100,000 for business working capital and operating expenses. Simply write a check from your business checking account and you'll automatically have the funds you need.
Business Overdraft Protection
First National BankSM offers an overdraft loan protection to its business checking customers desiring such protection. This line is tied directly to business checking account
To begin your application process for any of the above products, complete the forms below and make an appointment to meet with one of our lenders at the numbers listed below:
Equipment Term Loans
First National BankSM offers term loans with a variety of collateral options to companies or individuals that have demonstrated or projected cash flow to service the debt.
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Commercial Real Estate Term Loans
First National BankSM offers real estate term loans for the purpose of purchasing or refinancing eligible property types for owner-occupied properties including unimproved property, and selectively, for professional real estate investors exhibiting financial strength and liquidity.
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To begin your application process for any of the above products, complete the forms below and make an appointment to meet with one of our lenders at the numbers listed below:
Small Business Administration (SBA) Loans
Small Business Administration Loans are extended by the bank with the guarantee of the federal government. This type of loan enables your business to obtain secured financing when conventional collateral might not be adequate. First National BankSM , as a Preferred SBA Lender, may be able to approve your SBA loan right here at our bank.
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Contact a lender below for more information on a business loan. Please do not send sensitive financial information via e-mail. Thank you.
| Stan Nielsen President 120 N State Street Morgan, UT 84050 801-829-3402 |
David Alexander Ex Vice President 120 North State Street Morgan,UT 84050 801-829-3402 |
| Lars Birkeland Loan Officer 5015 W Old Hwy Rd Mountain Green, UT 84050 801-876-3442 |
Brody Mecham Loan Officer 120 N State St Morgan, UT 84050 801-829-3402 |
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