Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking*
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$50  $0  $0  Yes  No 
Totally Free Checking*
  • Totally FREE Checking!
  • An image of the checks may be viewed with our free on-line banking service.
  • Checking statement mailed on 15th of each month.
  • Return of check images for easy record keeping.
  • Visa Checking Card: Available with all checking accounts. Also serves as a check guarantee and ATM card. Subject to credit approval.
  • Cash Line Overdraft Protection: This is our checking overdraft protection account which is available with all types of checking accounts. Subject to credit approval.
  • Online Banking and Bill Pay: These services are free to consumers.
 
Direct Free Checking*
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$50  $0  $0  Yes  Yes 
Direct Free Checking*
  • Return of check images for easy record keeping.
  • Visa Checking Card: Available with all checking accounts. Also serves as a check guarantee and ATM card. Subject to credit approval. No annual fee.
  • Cash Line Overdraft Protection: This is our checking overdraft protection account which is available with all types of checking accounts. Subject to credit approval.
  • Online Banking and Bill Pay: These services are free to consumers.
 
50+ Free Interest Checking*
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$50  $0  $0  Yes  Yes 
50+ Free Interest Checking*
  • FREE CHECKS!!
  • Our Senior account for age 50+.
  • Return of check images for easy record keeping.
  • Visa Checking Card: Available with all checking accounts. Also serves as a check guarantee and ATM card. Subject to credit approval.
  • Cash Line Overdraft Protection: This is our checking overdraft protection account which is available with all types of checking accounts. Subject to credit approval.
  • Online Banking and Bill Pay: These services are free to consumers.
 
Premier Checking*
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$2,500  $1,000  Only $8 if balance falls below $1,000  Yes  Yes 
Premier Checking*
  • Our tiered interest bearing checking account.
  • Return of check images for easy record keeping.
  • Visa Checking Card: Available with all checking accounts. Also serves as a check guarantee and ATM card. Subject to credit approval. No annual fee.
  • Cash Line Overdraft Protection: This is our checking overdraft protection account which is available with all types of checking accounts. Subject to credit approval.
  • Online Banking and Bill Pay: These services are free to consumers.
 
Money-Market Deposit*
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$1,000  $1,000  Only $8 if balance falls below $1,000  No  Yes 
Money-Market Deposit*
  • Higher interest paid on tiered balances.
  • Limitations on number of monthly transactions.
  • Return of check images for easy record keeping.
  • Visa Checking Card: Available with all checking accounts. Also serves as a check guarantee and ATM card. Subject to credit approval.
  • Online Banking and Bill Pay: These services are free to consumers.
 

 

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*First box of checks is free. Customer purchases subsequent boxes of checks.
Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Ask us for details.
Member FDIC | Equal Housing Lender